http://ukhomemortgage.com A large collection of current information and news about home mortgages in the United Kingdom. Thu, 11 Mar 2010 04:19:07 +0000 http://backend.userland.com/rss092 en Competition returning to mortgage market, claims expert More: continued here http://ukhomemortgage.com/2010/03/10/competition-returning-to-mortgage-market-claims-expert/ Housing market recovery to cease, expert predicts More: continued here http://ukhomemortgage.com/2010/03/10/housing-market-recovery-to-cease-expert-predicts/ Number of mortgage loans increases More: continued here http://ukhomemortgage.com/2010/03/10/number-of-mortgage-loans-increases/ National Savings & Investments (NS&I) has unveiled a new no notice account sure to set savers’ tongues wagging More: continued here http://ukhomemortgage.com/2010/03/10/nsi-takes-the-wraps-off-new-no-notice-account/ Cheltenham & Gloucester has added to the cash ISA circus with a new instant access branch and postal operated account. More: continued here http://ukhomemortgage.com/2010/03/10/cheltenham-gloucester-joins-cash-isa-circus/ Mortgage rates have been tumbling but savers have been suffering, according to new research from Moneyfacts.co.uk. More: continued here http://ukhomemortgage.com/2010/03/10/mortgage-rates-drop-but-savers-suffer/ Northern Bank (NI) has reduced the rates of its residential variable rate tracker mortgages which are linked to Northern Bank Base Rate for the life of the loan. More: continued here http://ukhomemortgage.com/2010/03/10/tracker-rate-reduction-from-northern-bank-ni/ All savers have been urged to make the most of their tax-free savings allowance, after research revealed almost half of people with a cash ISA will not top up to their full limit this year... More: continued here http://ukhomemortgage.com/2010/03/10/nest-eggs-and-easter-eggs/ This year's Budget will be delivered on Wednesday 24 March, the Prime Minister, Gordon Brown, has confirmed... More: continued here http://ukhomemortgage.com/2010/03/10/brown-reveals-budget-date/ Recent research by Moneyfacts.co.uk has shown that the majority of savers are looking for a fixed rate account of no more than two years... More: continued here http://ukhomemortgage.com/2010/03/10/product-focus-two-year-fixed-rate-accounts/ Only a third of workers believe their pension will give them enough money to fund a comfortable retirement, new research has revealed. More: continued here http://ukhomemortgage.com/2010/03/10/confidence-crisis-hits-pension-savers/ Barclays Bank has launched a new issue of its Golden ISA, paying a far improved rate... More: continued here http://ukhomemortgage.com/2010/03/09/strike-gold-with-barclays-isa/ Newcastle BS has launched a new four year fixed ISA that pays one of the top paying long term rates... More: continued here http://ukhomemortgage.com/2010/03/09/isa-from-newcastle-bs-attracts-long-term-interest/ More retirees than ever appear to be making the most of their pension benefits, after it was revealed sales of enhanced annuities in the UK rose to a record high last year... More: continued here http://ukhomemortgage.com/2010/03/09/retirees-embracing-enhanced-annuities/ Bank customers have been urged to consider changing providers, after research revealed millions of people are missing out on savings due to a lack of switching... More: continued here http://ukhomemortgage.com/2010/03/09/switch-to-save-money/ Yorkshire BS has put its best foot forward with a new Two Year Fixed Rate Mortgage... More: continued here http://ukhomemortgage.com/2010/03/09/yorkshire-bs-takes-giant-step-in-mortgage-market/ Smokers attempting to kick the habit to improve their health have been told they could also look forward to cheaper life insurance. More: continued here http://ukhomemortgage.com/2010/03/09/quit-smoking-to-save-your-health-and-money/ Millions of borrowers do not know their mortgage rate More: continued here http://ukhomemortgage.com/2010/03/08/millions-of-borrowers-do-not-know-their-mortgage-rate/ Co-operative launches new fixed-rate mortgage More: continued here http://ukhomemortgage.com/2010/03/08/co-operative-launches-new-fixed-rate-mortgage/ Mortgage provider explains cold snaps impact on housing demand More: continued here http://ukhomemortgage.com/2010/03/08/mortgage-provider-explains-cold-snaps-impact-on-housing-demand/ Interest rate decision is good for mortgage holders More: continued here http://ukhomemortgage.com/2010/03/08/interest-rate-decision-is-good-for-mortgage-holders/ Mortgage rates may continue to fall More: continued here http://ukhomemortgage.com/2010/03/08/mortgage-rates-may-continue-to-fall/ A number of banks rescued by the taxpayer during the banking crisis are charging higher than average rates on their mortgage products, research from Moneyfacts.co.uk has revealed... More: continued here http://ukhomemortgage.com/2010/03/08/bailed-out-banks-not-helping-mortgage-borrowers/ Principality BS has given savers food for thought with the launch of its new Five Year Fixed Rate ISA... More: continued here http://ukhomemortgage.com/2010/03/08/principality-bs-serves-up-an-isa-treat/ Investor’s faith in equities continues to be restored, the latest figures from the Investment Management Association (IMA) have revealed... More: continued here http://ukhomemortgage.com/2010/03/08/investors-favouring-equities/ MGM Advantage has put in an Oscar winning performance with the launch of its Flexible Income Annuity plan... More: continued here http://ukhomemortgage.com/2010/03/08/mgm-advantage-takes-a-bow-on-annuity-red-carpet/ As the ISA season gathers pace, more providers have launched new accounts for savers looking for tax-free investments... More: continued here http://ukhomemortgage.com/2010/03/08/product-focus-cash-isas-with-bonuses/ Marsden BS has launched a new range of mortgages that includes an eye catching two year discounted deal... More: continued here http://ukhomemortgage.com/2010/03/08/four-stars-for-discounted-mortgage-from-marsden-bs/ Financially savvy over 50s are planning to make the most of the recently increased ISA limits, new research has revealed... More: continued here http://ukhomemortgage.com/2010/03/08/over-50s-make-use-of-new-isa-allowance/ Majority of under-30s need help getting a mortgage More: continued here http://ukhomemortgage.com/2010/03/05/majority-of-under-30s-need-help-getting-a-mortgage/ Eco-loans could reduce amount mortgage buyers can lend More: continued here http://ukhomemortgage.com/2010/03/05/eco-loans-could-reduce-amount-mortgage-buyers-can-lend/ The number of first time buyers looking to purchase property in London has fallen significantly in 2010 so far, as rising prices have hit demand. More: continued here http://ukhomemortgage.com/2010/03/05/first-time-buyers-shun-london-market/ Millions of energy customers in the UK are set to benefit from reduced bills after Scottish and Southern Energy (SSE) announced it is to cut its prices... More: continued here http://ukhomemortgage.com/2010/03/05/further-energy-firm-makes-price-cuts/ Investors who signalled their intention to divulge their offshore tax affairs under the New Disclosure Opportunity (NDO) have just a week left to do so... More: continued here http://ukhomemortgage.com/2010/03/05/offshore-disclosure-deadline-looms/ Mortgages that require smaller deposits appear to be making their way back to the market, research conducted by Moneyfacts.co.uk has revealed... More: continued here http://ukhomemortgage.com/2010/03/05/higher-loan-to-value-products-making-their-mark/ Northern Rock has increased rates on selected bonds, launching its one year product into the top ten in its field... More: continued here http://ukhomemortgage.com/2010/03/05/short-term-bond-rate-increase-from-northern-rock/ Santander has launched another issue of its popular Super Bond account, paying the same rate as its predecessor... More: continued here http://ukhomemortgage.com/2010/03/05/new-issue-of-super-bond-launched-by-santander/ Expert explains new mortgage product from Lloyds More: continued here http://ukhomemortgage.com/2010/03/04/expert-explains-new-mortgage-product-from-lloyds/ Mortgage approvals fall sharply More: continued here http://ukhomemortgage.com/2010/03/04/mortgage-approvals-fall-sharply/ Birmingham Midshires has launched two new savings products that should prove popular with savers... More: continued here http://ukhomemortgage.com/2010/03/04/birmingham-mids-double-launch-a-winner-for-savers/ West Bromwich BS has launched two new savings accounts, both of which offer savers a market leading rate of 3.00%... More: continued here http://ukhomemortgage.com/2010/03/04/west-bromwich-bs-reveals-two-of-a-kind/ Britannia BS has delivered a boost to its ISA customers by boosting the rates offered on its one and two year fixed products... More: continued here http://ukhomemortgage.com/2010/03/04/britannia-increases-isa-rates/ The Co-operative Bank has launched a new fixed rate mortgage that is likely to prove hugely popular... More: continued here http://ukhomemortgage.com/2010/03/04/five-star-mortgage-from-the-co-operative-bank/ Britannia has launched a new fixed mortgage that is likely to demand the attention of homebuyers... More: continued here http://ukhomemortgage.com/2010/03/04/new-mortgage-from-britannia-takes-the-plaudits/ House prices in the UK registered a fall in February, the first monthly downward movement since June last year... More: continued here http://ukhomemortgage.com/2010/03/04/house-prices-fall-in-february/ The base rate of interest will remain at 0.5 per cent for at least another month, meaning the measure has now spent a year at this record low... More: continued here http://ukhomemortgage.com/2010/03/04/base-rate-freeze-confirms-year-at-05-per-cent/ Almost half of ISA savers aged 50 or over have taken full advantage of the extended ISA rules, with many more set to follow suit... More: continued here http://ukhomemortgage.com/2010/03/04/droves-of-over-50s-benefit-from-new-isa-limits/ Low mortgage lending blamed for slow recovery More: continued here http://ukhomemortgage.com/2010/03/03/low-mortgage-lending-blamed-for-slow-recovery/ Pru reveals fall in mortgage endowment payouts More: continued here http://ukhomemortgage.com/2010/03/03/pru-reveals-fall-in-mortgage-endowment-payouts/ Drop off in mortgage approvals during January More: continued here http://ukhomemortgage.com/2010/03/03/drop-off-in-mortgage-approvals-during-january/ The latest update from NatWest Mortgage Services has produced a cracking new mortgage deal that commands the full five out of five Moneyfacts stars... More: continued here http://ukhomemortgage.com/2010/03/03/five-star-mortgage-from-natwest-mortgage-services/ Over three million homeowners are unaware of the rate of interest which they are currently paying on their mortgage. More: continued here http://ukhomemortgage.com/2010/03/03/millions-are-unaware-of-their-mortgage-rate/ Savers have been warned against leaving their ISA dealings to the last minute, as an early Easter could see consumers pay more tax... More: continued here http://ukhomemortgage.com/2010/03/03/beat-the-isa-rush-savers-told/ The annual cost of living for retired households has increased significantly over the past 12 months... More: continued here http://ukhomemortgage.com/2010/03/03/annual-cost-of-living-for-retirees-up-by-775/ The amount of money the UK populace is saving is at its lowest level for over two years, according to National Savings and Investments (NS&I)... More: continued here http://ukhomemortgage.com/2010/03/03/savings-levels-fall/ Ipswich BS has launched a new issue of its Heritage Bond, bucking the recent trend of downward revisions on new products... More: continued here http://ukhomemortgage.com/2010/03/02/a-rich-heritage-from-ipswich-bs/ Yorkshire Bank has launched two new ISA products that are amongst the best in their class... More: continued here http://ukhomemortgage.com/2010/03/02/make-it-a-double-with-yorkshire-bank/ ITL Mortgages has launched a new variable rate tracker mortgage that is in line with the market leaders... More: continued here http://ukhomemortgage.com/2010/03/02/itl-impresses-with-variable-rate-mortgage/ Mansfield BS is offering a new three year fixed rate mortgage that is highly competitive... More: continued here http://ukhomemortgage.com/2010/03/02/fix-it-with-mansfield-bs/ Almost half of Britons are jeopardising their financial futures by neglecting to take out insurance to cover loss of income through illness or death of a breadwinner... More: continued here http://ukhomemortgage.com/2010/03/02/half-of-britons-are-neglecting-life-cover/ The maximum contactless card transaction in the UK has been increased from £10 to £15. More: continued here http://ukhomemortgage.com/2010/03/02/contactless-payment-limit-increased-to-15/ The UK housing market is improving at a greater pace than many European counterparts, new figures have revealed. More: continued here http://ukhomemortgage.com/2010/03/02/uk-housing-market-is-outperforming-much-of-europe/ Council of Mortgage Lenders reveals upturn in Scottish housing market More: continued here http://ukhomemortgage.com/2010/03/01/council-of-mortgage-lenders-reveals-upturn-in-scottish-housing-market/ First direct unveils new life tracker mortgage More: continued here http://ukhomemortgage.com/2010/03/01/first-direct-unveils-new-life-tracker-mortgage/ Yorkshire Building Society to double mortgage lending More: continued here http://ukhomemortgage.com/2010/03/01/yorkshire-building-society-to-double-mortgage-lending/ NHIC asks for mortgage restrictions to improve energy efficiency More: continued here http://ukhomemortgage.com/2010/03/01/nhic-asks-for-mortgage-restrictions-to-improve-energy-efficiency/ Mortgage lenders says house prices fell by 1 per cent in February More: continued here http://ukhomemortgage.com/2010/03/01/mortgage-lenders-says-house-prices-fell-by-1-per-cent-in-february/ The last twelve months have dealt a severe blow in the level of return ISA savers can expect to receive... More: continued here http://ukhomemortgage.com/2010/03/01/five-minute-finance-isas-credit-cards/ Consumers selling their properties are achieving almost 94 per cent of their asking prices, bouncing back from a low of 88 per cent a year ago... More: continued here http://ukhomemortgage.com/2010/03/01/sellers-achieving-94-per-cent-of-house-prices/ Europe’s biggest bank has posted annual profits of $7.1 billion (£4.7 billion) for 2009, a fall of almost a quarter from 2008... More: continued here http://ukhomemortgage.com/2010/03/01/hsbc-posts-47-billion-profit/ The number of mortgage approvals fell during January but consumer credit levels increased, figures from the Bank of England show... More: continued here http://ukhomemortgage.com/2010/03/01/mortgage-approvals-fall-but-consumer-credit-up/ BBA says mortgage loans fell in January More: continued here http://ukhomemortgage.com/2010/02/26/bba-says-mortgage-loans-fell-in-january/ Santander gives new hope to first-time-buyers More: continued here http://ukhomemortgage.com/2010/02/26/santander-gives-new-hope-to-first-time-buyers/ Mortgage price war could drive down cost More: continued here http://ukhomemortgage.com/2010/02/26/mortgage-price-war-could-drive-down-cost/ The UK economy grew faster in the last three months of 2009 than was originally estimated, figures show... More: continued here http://ukhomemortgage.com/2010/02/26/uk-economy-growth-revised-upwards/ Lloyds Banking Group has announced that it made an operating loss of £6.3 billion last year... More: continued here http://ukhomemortgage.com/2010/02/26/lloyds-banking-group-posts-63-billion-loss/ Consumer confidence improved again during February, with sentiment on both general and personal circumstances healthier than it was in January... More: continued here http://ukhomemortgage.com/2010/02/26/consumer-confidence-rises-again/ House prices increased again in January and have risen by more than five per cent in the last 12 months, figures from the Land Registry have revealed... More: continued here http://ukhomemortgage.com/2010/02/26/house-prices-rose-by-21-per-cent-in-january/ Norwich & Peterborough BS has increased the rate of its 1 Year Fixed Rate Cash ISA by 0.30% to 2.80%... More: continued here http://ukhomemortgage.com/2010/02/26/isa-rate-increase-from-np-is-music-to-savers%e2%80%99-ear/ Chelsea BS has reduced rates on fixed rate mortgages by 0.25%... More: continued here http://ukhomemortgage.com/2010/02/26/chelsea-bs-reduces-mortgage-rates/ Nottingham BS has launched new fixed rate buy-to-let mortgages for direct business and selected intermediaries... More: continued here http://ukhomemortgage.com/2010/02/26/new-buy-to-lets-from-nottingham-bs/ Leeds BS has launched a new issue of its market leading long term ISA... More: continued here http://ukhomemortgage.com/2010/02/26/leeds-bs-fixes-it-for-long-term-isa-savers/ CML anticipates slow recovery for mortgage market More: continued here http://ukhomemortgage.com/2010/02/25/cml-anticipates-slow-recovery-for-mortgage-market/ Mortgage rates are falling, says expert More: continued here http://ukhomemortgage.com/2010/02/25/mortgage-rates-are-falling-says-expert/ Higher loan to value mortgages becoming available More: continued here http://ukhomemortgage.com/2010/02/25/higher-loan-to-value-mortgages-becoming-available/ Santander has stolen an ISA season march with two new products that sit at the top of the table in their respective markets... More: continued here http://ukhomemortgage.com/2010/02/25/santander-launches-market-leading-isas/ Northern Rock has dived headlong into the annual ISA scrum with the launch of three new ISA product issues... More: continued here http://ukhomemortgage.com/2010/02/25/northern-rock-makes-isa-triple-jump/ Turkish Bank (UK) has increased the rate of interest on its three and six month bonds... More: continued here http://ukhomemortgage.com/2010/02/25/turkish-bank-uk-makes-rate-changes/ Savers have been told they should be looking to switch to a better ISA rate, as the vast majority of accounts currently accept transfers in... More: continued here http://ukhomemortgage.com/2010/02/25/switch-for-better-rates-isa-savers-told/ The Royal Bank of Scotland (RBS) has announced group losses of £3.6 billion in 2009, although it insists it is taking significant steps to recovery... More: continued here http://ukhomemortgage.com/2010/02/25/rbs-reports-36-billion-loss/ ISA business levels have been predicted to surge in the coming months as a result of the enlarged limits, according to a survey... More: continued here http://ukhomemortgage.com/2010/02/25/isa-activity-levels-predicted-to-rise/ Fixed rate mortgages have come of age, Halifax claims More: continued here http://ukhomemortgage.com/2010/02/24/fixed-rate-mortgages-have-come-of-age-halifax-claims/ Post Office expands mortgage range More: continued here http://ukhomemortgage.com/2010/02/24/post-office-expands-mortgage-range/ Mortgage lenders call for no buy to let regulation More: continued here http://ukhomemortgage.com/2010/02/24/mortgage-lenders-call-for-no-buy-to-let-regulation/ Customers of the nationalised Northern Rock Bank will soon lose their 100 per cent guarantee that has covered their savings... More: continued here http://ukhomemortgage.com/2010/02/24/northern-rock-loses-100-per-cent-savings-guarantee/ The vast majority of over 50s don’t know how much their annual individual savings account (ISA) allowance is, according to new research... More: continued here http://ukhomemortgage.com/2010/02/24/majority-of-over-50s-unsure-of-isa-allowance/ The number of residential mortgage loans in January may have been the lowest since 2002, but there are currently more deals available than at any point during last year, Moneyfacts.co.uk figures show More: continued here http://ukhomemortgage.com/2010/02/24/number-of-mortgage-deals-continues-to-climb/ Consumers have been warned that there has been a dramatic upturn in overseas fraudsters imitating firms and individuals registered by the Financial Services Authority (FSA)... More: continued here http://ukhomemortgage.com/2010/02/24/consumers-warned-of-share-scam/ Stocks and shares ISA investors are on course for a record breaking year of returns, new research from Moneyfacts has revealed... More: continued here http://ukhomemortgage.com/2010/02/23/equity-isa-investors-set-for-record-returns/ Parents will waste £63 million in tax breaks by not making full use of their children's Child Trust Fund (CTF) allowance this year, new research has revealed... More: continued here http://ukhomemortgage.com/2010/02/23/parents-missing-out-on-ctf-tax-breaks/