UK Home Mortgage http://ukhomemortgage.com A large collection of current information and news about home mortgages in the United Kingdom. Wed, 19 Nov 2008 04:00:07 +0000 http://wordpress.org/?v=2.1.2 en Debt advice for Scottish loans customers http://ukhomemortgage.com/2008/11/18/debt-advice-for-scottish-loans-customers/ http://ukhomemortgage.com/2008/11/18/debt-advice-for-scottish-loans-customers/#comments Wed, 19 Nov 2008 04:00:07 +0000 webmaster Loans customers in Scotland that find themselves in financial difficulty are to offered a new public service.

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]]> http://ukhomemortgage.com/2008/11/18/debt-advice-for-scottish-loans-customers/feed/ Good Practice Guidelines from FLA for lenders http://ukhomemortgage.com/2008/11/18/good-practice-guidelines-from-fla-for-lenders/ http://ukhomemortgage.com/2008/11/18/good-practice-guidelines-from-fla-for-lenders/#comments Wed, 19 Nov 2008 04:00:07 +0000 webmaster The Finance & Leasing Association (FLA) which represents over 75% of the second charge mortgage market, today launched new Good Practice Guidelines for consumers encountering repayment difficulties, to see what they should expect from their lender, second

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]]> http://ukhomemortgage.com/2008/11/18/good-practice-guidelines-from-fla-for-lenders/feed/ Mortgage lenders moving in the right direction, expert states http://ukhomemortgage.com/2008/11/17/mortgage-lenders-moving-in-the-right-direction-expert-states/ http://ukhomemortgage.com/2008/11/17/mortgage-lenders-moving-in-the-right-direction-expert-states/#comments Tue, 18 Nov 2008 04:00:10 +0000 webmaster Mortgage lenders moving in the right direction, expert states

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]]> http://ukhomemortgage.com/2008/11/17/mortgage-lenders-moving-in-the-right-direction-expert-states/feed/ Fixed rate mortgages too expensive, expert states http://ukhomemortgage.com/2008/11/17/fixed-rate-mortgages-too-expensive-expert-states/ http://ukhomemortgage.com/2008/11/17/fixed-rate-mortgages-too-expensive-expert-states/#comments Tue, 18 Nov 2008 04:00:10 +0000 webmaster Fixed rate mortgages too expensive, expert states

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]]> http://ukhomemortgage.com/2008/11/17/fixed-rate-mortgages-too-expensive-expert-states/feed/ SVR mortgages not so bad, expert states http://ukhomemortgage.com/2008/11/17/svr-mortgages-not-so-bad-expert-states/ http://ukhomemortgage.com/2008/11/17/svr-mortgages-not-so-bad-expert-states/#comments Tue, 18 Nov 2008 04:00:10 +0000 webmaster SVR mortgages not so bad, expert states

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]]> http://ukhomemortgage.com/2008/11/17/svr-mortgages-not-so-bad-expert-states/feed/ Tracker mortgage holders urged to overpay http://ukhomemortgage.com/2008/11/17/tracker-mortgage-holders-urged-to-overpay/ http://ukhomemortgage.com/2008/11/17/tracker-mortgage-holders-urged-to-overpay/#comments Tue, 18 Nov 2008 04:00:10 +0000 webmaster Tracker mortgage holders urged to overpay

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]]> http://ukhomemortgage.com/2008/11/17/tracker-mortgage-holders-urged-to-overpay/feed/ Scottish housing market quietens with quarterly fa http://ukhomemortgage.com/2008/11/17/scottish-housing-market-quietens-with-quarterly-fa/ http://ukhomemortgage.com/2008/11/17/scottish-housing-market-quietens-with-quarterly-fa/#comments Tue, 18 Nov 2008 04:00:07 +0000 webmaster The latest Scottish House Price Monitor (from Lloyds TSB Scotland) has shown that Scottish house prices (based on an average domestic property in Scotland) have fallen by 4% in the three months to 31st October 2008. This has been the largest fall in price

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]]> http://ukhomemortgage.com/2008/11/17/scottish-housing-market-quietens-with-quarterly-fa/feed/ Who lives on your street? http://ukhomemortgage.com/2008/11/17/who-lives-on-your-street/ http://ukhomemortgage.com/2008/11/17/who-lives-on-your-street/#comments Tue, 18 Nov 2008 04:00:07 +0000 webmaster Based on transactions between 2004 & 2008, The Vale in Kensington and Chelsea is the most expensive residential street in England and Wales. To live there, you need to be prepared for house prices on average to be around £4,677,500.

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]]> http://ukhomemortgage.com/2008/11/17/who-lives-on-your-street/feed/ Secured loans holders ‘making green home improveme http://ukhomemortgage.com/2008/11/17/secured-loans-holders-making-green-home-improveme/ http://ukhomemortgage.com/2008/11/17/secured-loans-holders-making-green-home-improveme/#comments Tue, 18 Nov 2008 04:00:07 +0000 webmaster Homeowners have been found to be using environmentally-friendly materials in home improvements in a bid to reduce costs.

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]]> http://ukhomemortgage.com/2008/11/17/secured-loans-holders-making-green-home-improveme/feed/ Tenth of mortgage holders on SVRs http://ukhomemortgage.com/2008/11/14/tenth-of-mortgage-holders-on-svrs/ http://ukhomemortgage.com/2008/11/14/tenth-of-mortgage-holders-on-svrs/#comments Sat, 15 Nov 2008 04:00:09 +0000 webmaster Tenth of mortgage holders on SVRs

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]]> http://ukhomemortgage.com/2008/11/14/tenth-of-mortgage-holders-on-svrs/feed/ New tracker mortgages on the market http://ukhomemortgage.com/2008/11/14/new-tracker-mortgages-on-the-market/ http://ukhomemortgage.com/2008/11/14/new-tracker-mortgages-on-the-market/#comments Sat, 15 Nov 2008 04:00:09 +0000 webmaster New tracker mortgages on the market

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]]> http://ukhomemortgage.com/2008/11/14/new-tracker-mortgages-on-the-market/feed/ Pressure on secured loans holders ‘benefits no-one http://ukhomemortgage.com/2008/11/14/pressure-on-secured-loans-holders-benefits-no-one/ http://ukhomemortgage.com/2008/11/14/pressure-on-secured-loans-holders-benefits-no-one/#comments Sat, 15 Nov 2008 04:00:07 +0000 webmaster Repossessing a home in the current economic climate is in nobody’s interest, it has been suggested.

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]]> http://ukhomemortgage.com/2008/11/14/pressure-on-secured-loans-holders-benefits-no-one/feed/ Insurance proposal for unsecured loans welcomed http://ukhomemortgage.com/2008/11/14/insurance-proposal-for-unsecured-loans-welcomed/ http://ukhomemortgage.com/2008/11/14/insurance-proposal-for-unsecured-loans-welcomed/#comments Sat, 15 Nov 2008 04:00:07 +0000 webmaster Recommendations for the sale of payment protection insurance (PPI) - often offered alongside unsecured loans - have been praised.

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]]> http://ukhomemortgage.com/2008/11/14/insurance-proposal-for-unsecured-loans-welcomed/feed/ Secured loans ‘remain difficult to obtain’ http://ukhomemortgage.com/2008/11/14/secured-loans-remain-difficult-to-obtain/ http://ukhomemortgage.com/2008/11/14/secured-loans-remain-difficult-to-obtain/#comments Sat, 15 Nov 2008 04:00:07 +0000 webmaster An expert has suggested that obstacles remain in obtaining secured loans.

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]]> http://ukhomemortgage.com/2008/11/14/secured-loans-remain-difficult-to-obtain/feed/ Bankers reject unsecured loans insurance proposal http://ukhomemortgage.com/2008/11/14/bankers-reject-unsecured-loans-insurance-proposal/ http://ukhomemortgage.com/2008/11/14/bankers-reject-unsecured-loans-insurance-proposal/#comments Sat, 15 Nov 2008 04:00:07 +0000 webmaster Proposals to change the way payment protection insurance (PPI) is sold have been dismissed by bankers.

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]]> http://ukhomemortgage.com/2008/11/14/bankers-reject-unsecured-loans-insurance-proposal/feed/ Maintain secured loan repayments at pre-cut level http://ukhomemortgage.com/2008/11/14/maintain-secured-loan-repayments-at-pre-cut-level/ http://ukhomemortgage.com/2008/11/14/maintain-secured-loan-repayments-at-pre-cut-level/#comments Sat, 15 Nov 2008 04:00:07 +0000 webmaster Borrowers with secured loans could cut years off repayments by ignoring rate reductions, it has been suggested.

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]]> http://ukhomemortgage.com/2008/11/14/maintain-secured-loan-repayments-at-pre-cut-level/feed/ Abbey reduces fixed mortgage rates http://ukhomemortgage.com/2008/11/13/abbey-reduces-fixed-mortgage-rates/ http://ukhomemortgage.com/2008/11/13/abbey-reduces-fixed-mortgage-rates/#comments Fri, 14 Nov 2008 04:00:10 +0000 webmaster Abbey reduces fixed mortgage rates

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]]> http://ukhomemortgage.com/2008/11/13/abbey-reduces-fixed-mortgage-rates/feed/ Fewer mortgage deals around, figures show http://ukhomemortgage.com/2008/11/13/fewer-mortgage-deals-around-figures-show/ http://ukhomemortgage.com/2008/11/13/fewer-mortgage-deals-around-figures-show/#comments Fri, 14 Nov 2008 04:00:10 +0000 webmaster Fewer mortgage deals around, figures show

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]]> http://ukhomemortgage.com/2008/11/13/fewer-mortgage-deals-around-figures-show/feed/ New mortgage rates on the market http://ukhomemortgage.com/2008/11/13/new-mortgage-rates-on-the-market/ http://ukhomemortgage.com/2008/11/13/new-mortgage-rates-on-the-market/#comments Fri, 14 Nov 2008 04:00:10 +0000 webmaster New mortgage rates on the market

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]]> http://ukhomemortgage.com/2008/11/13/new-mortgage-rates-on-the-market/feed/ AMI: 1.5% interest rate cut is very welcome http://ukhomemortgage.com/2008/11/13/ami-15-interest-rate-cut-is-very-welcome/ http://ukhomemortgage.com/2008/11/13/ami-15-interest-rate-cut-is-very-welcome/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster The Association of Mortgage Intermediaries (AMI) responds to the decision of the Bank of England’s Monetary Policy Committee to reduce the Interest Rate to 3.0%.

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]]> http://ukhomemortgage.com/2008/11/13/ami-15-interest-rate-cut-is-very-welcome/feed/ Secured loans ‘may return to London market’ http://ukhomemortgage.com/2008/11/13/secured-loans-may-return-to-london-market/ http://ukhomemortgage.com/2008/11/13/secured-loans-may-return-to-london-market/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster The London property market could be set to make a recovery, it has been suggested.

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]]> http://ukhomemortgage.com/2008/11/13/secured-loans-may-return-to-london-market/feed/ More interest rate cuts to come, says expert http://ukhomemortgage.com/2008/11/13/more-interest-rate-cuts-to-come-says-expert/ http://ukhomemortgage.com/2008/11/13/more-interest-rate-cuts-to-come-says-expert/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Interest rates in the UK could fall below one per cent, it has been suggested

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]]> http://ukhomemortgage.com/2008/11/13/more-interest-rate-cuts-to-come-says-expert/feed/ Credit crunch ‘affecting car buying decisions’ http://ukhomemortgage.com/2008/11/13/credit-crunch-affecting-car-buying-decisions/ http://ukhomemortgage.com/2008/11/13/credit-crunch-affecting-car-buying-decisions/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Those taking out unsecured loans for the purpose of buying a car have changed their priorities, it has been found.

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]]> http://ukhomemortgage.com/2008/11/13/credit-crunch-affecting-car-buying-decisions/feed/ Improvements ‘increase chance of selling’ for secu http://ukhomemortgage.com/2008/11/13/improvements-increase-chance-of-selling-for-secu/ http://ukhomemortgage.com/2008/11/13/improvements-increase-chance-of-selling-for-secu/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Secured loans holders thinking of selling their home have been advised to make improvements.

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]]> http://ukhomemortgage.com/2008/11/13/improvements-increase-chance-of-selling-for-secu/feed/ Secured loans rate cuts ‘may not come’ http://ukhomemortgage.com/2008/11/13/secured-loans-rate-cuts-may-not-come/ http://ukhomemortgage.com/2008/11/13/secured-loans-rate-cuts-may-not-come/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Lenders may be reluctant to pass on interest rate cuts to those with secured loans, it has been stated.

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]]> http://ukhomemortgage.com/2008/11/13/secured-loans-rate-cuts-may-not-come/feed/ Credit card companies need new approach, says prim http://ukhomemortgage.com/2008/11/13/credit-card-companies-need-new-approach-says-prim/ http://ukhomemortgage.com/2008/11/13/credit-card-companies-need-new-approach-says-prim/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Gordon Brown has expressed concern over the rising interest rates that credit card holders are facing.

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]]> http://ukhomemortgage.com/2008/11/13/credit-card-companies-need-new-approach-says-prim/feed/ Credit card interest rising, study finds http://ukhomemortgage.com/2008/11/13/credit-card-interest-rising-study-finds/ http://ukhomemortgage.com/2008/11/13/credit-card-interest-rising-study-finds/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Credit card companies are following the lead of mortgage lenders and factoring in greater risk, an expert has suggested.

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]]> http://ukhomemortgage.com/2008/11/13/credit-card-interest-rising-study-finds/feed/ Rate cut Q&A: How it Affects You http://ukhomemortgage.com/2008/11/13/rate-cut-qa-how-it-affects-you/ http://ukhomemortgage.com/2008/11/13/rate-cut-qa-how-it-affects-you/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Moneyfacts’ Darren Cook brings you up to speed.

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]]> http://ukhomemortgage.com/2008/11/13/rate-cut-qa-how-it-affects-you/feed/ House sales drop as secured loans are limited, sur http://ukhomemortgage.com/2008/11/13/house-sales-drop-as-secured-loans-are-limited-sur/ http://ukhomemortgage.com/2008/11/13/house-sales-drop-as-secured-loans-are-limited-sur/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster An inability to obtain secured loans has led to a drop in house sales, it has been suggested.

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]]> http://ukhomemortgage.com/2008/11/13/house-sales-drop-as-secured-loans-are-limited-sur/feed/ Secured loans holders ‘need fair rates’ http://ukhomemortgage.com/2008/11/13/secured-loans-holders-need-fair-rates/ http://ukhomemortgage.com/2008/11/13/secured-loans-holders-need-fair-rates/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Secured loans customers are increasingly being forced on to their lender’s standard variable rate (SVR), it has been found.

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]]> http://ukhomemortgage.com/2008/11/13/secured-loans-holders-need-fair-rates/feed/ Abbey brings back tracker mortgages http://ukhomemortgage.com/2008/11/13/abbey-brings-back-tracker-mortgages/ http://ukhomemortgage.com/2008/11/13/abbey-brings-back-tracker-mortgages/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Abbey has announced that it will re-introduce some of its tracker mortgages.

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]]> http://ukhomemortgage.com/2008/11/13/abbey-brings-back-tracker-mortgages/feed/ Car buyers ’should shop around’ for unsecured loan http://ukhomemortgage.com/2008/11/13/car-buyers-should-shop-around-for-unsecured-loan/ http://ukhomemortgage.com/2008/11/13/car-buyers-should-shop-around-for-unsecured-loan/#comments Fri, 14 Nov 2008 04:00:08 +0000 webmaster Car owners have been advised that they can save money by shopping around for unsecured loans.

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]]> http://ukhomemortgage.com/2008/11/13/car-buyers-should-shop-around-for-unsecured-loan/feed/ Overpay on tracker mortgages, expert urges http://ukhomemortgage.com/2008/11/12/overpay-on-tracker-mortgages-expert-urges/ http://ukhomemortgage.com/2008/11/12/overpay-on-tracker-mortgages-expert-urges/#comments Thu, 13 Nov 2008 04:00:09 +0000 webmaster Overpay on tracker mortgages, expert urges

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]]> http://ukhomemortgage.com/2008/11/12/overpay-on-tracker-mortgages-expert-urges/feed/ Mortgage lenders must pass on base rate cut, expert states http://ukhomemortgage.com/2008/11/12/mortgage-lenders-must-pass-on-base-rate-cut-expert-states/ http://ukhomemortgage.com/2008/11/12/mortgage-lenders-must-pass-on-base-rate-cut-expert-states/#comments Thu, 13 Nov 2008 04:00:09 +0000 webmaster Mortgage lenders must pass on base rate cut, expert states

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]]> http://ukhomemortgage.com/2008/11/12/mortgage-lenders-must-pass-on-base-rate-cut-expert-states/feed/ Mortgage lenders attempt to block rate cuts http://ukhomemortgage.com/2008/11/12/mortgage-lenders-attempt-to-block-rate-cuts/ http://ukhomemortgage.com/2008/11/12/mortgage-lenders-attempt-to-block-rate-cuts/#comments Thu, 13 Nov 2008 04:00:09 +0000 webmaster Mortgage lenders attempt to block rate cuts

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]]> http://ukhomemortgage.com/2008/11/12/mortgage-lenders-attempt-to-block-rate-cuts/feed/ Government to do battle with mortgage lenders, expert claims http://ukhomemortgage.com/2008/11/10/government-to-do-battle-with-mortgage-lenders-expert-claims/ http://ukhomemortgage.com/2008/11/10/government-to-do-battle-with-mortgage-lenders-expert-claims/#comments Tue, 11 Nov 2008 04:00:08 +0000 webmaster Government to do battle with mortgage lenders, expert claims

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]]> http://ukhomemortgage.com/2008/11/10/government-to-do-battle-with-mortgage-lenders-expert-claims/feed/ Tracker mortgages to get more expensive, expert predicts http://ukhomemortgage.com/2008/11/10/tracker-mortgages-to-get-more-expensive-expert-predicts/ http://ukhomemortgage.com/2008/11/10/tracker-mortgages-to-get-more-expensive-expert-predicts/#comments Tue, 11 Nov 2008 04:00:08 +0000 webmaster Tracker mortgages to get more expensive, expert predicts

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]]> http://ukhomemortgage.com/2008/11/10/tracker-mortgages-to-get-more-expensive-expert-predicts/feed/ Mortgage lenders will raise rates despite rate cuts http://ukhomemortgage.com/2008/11/10/mortgage-lenders-will-raise-rates-despite-rate-cuts/ http://ukhomemortgage.com/2008/11/10/mortgage-lenders-will-raise-rates-despite-rate-cuts/#comments Tue, 11 Nov 2008 04:00:08 +0000 webmaster Mortgage lenders will raise rates despite rate cuts

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]]> http://ukhomemortgage.com/2008/11/10/mortgage-lenders-will-raise-rates-despite-rate-cuts/feed/ Lloyds TSB cuts mortgage rates http://ukhomemortgage.com/2008/11/10/lloyds-tsb-cuts-mortgage-rates/ http://ukhomemortgage.com/2008/11/10/lloyds-tsb-cuts-mortgage-rates/#comments Tue, 11 Nov 2008 04:00:08 +0000 webmaster Lloyds TSB cuts mortgage rates

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]]> http://ukhomemortgage.com/2008/11/10/lloyds-tsb-cuts-mortgage-rates/feed/ Base rate cut good news for mortgage holders, expert states http://ukhomemortgage.com/2008/11/10/base-rate-cut-good-news-for-mortgage-holders-expert-states/ http://ukhomemortgage.com/2008/11/10/base-rate-cut-good-news-for-mortgage-holders-expert-states/#comments Tue, 11 Nov 2008 04:00:08 +0000 webmaster Base rate cut good news for mortgage holders, expert states

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]]> http://ukhomemortgage.com/2008/11/10/base-rate-cut-good-news-for-mortgage-holders-expert-states/feed/ Mortgage cuts urged http://ukhomemortgage.com/2008/11/10/mortgage-cuts-urged/ http://ukhomemortgage.com/2008/11/10/mortgage-cuts-urged/#comments Tue, 11 Nov 2008 04:00:08 +0000 webmaster Mortgage cuts urged

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]]> http://ukhomemortgage.com/2008/11/10/mortgage-cuts-urged/feed/ Mortgage lenders failing to reduce SVRs http://ukhomemortgage.com/2008/11/07/mortgage-lenders-failing-to-reduce-svrs/ http://ukhomemortgage.com/2008/11/07/mortgage-lenders-failing-to-reduce-svrs/#comments Sat, 08 Nov 2008 04:00:08 +0000 webmaster Mortgage lenders failing to reduce SVRs

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]]> http://ukhomemortgage.com/2008/11/07/mortgage-lenders-failing-to-reduce-svrs/feed/ Mortgage lenders must pass on cuts, politician states http://ukhomemortgage.com/2008/11/07/mortgage-lenders-must-pass-on-cuts-politician-states/ http://ukhomemortgage.com/2008/11/07/mortgage-lenders-must-pass-on-cuts-politician-states/#comments Sat, 08 Nov 2008 04:00:08 +0000 webmaster Mortgage lenders must pass on cuts, politician states

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]]> http://ukhomemortgage.com/2008/11/07/mortgage-lenders-must-pass-on-cuts-politician-states/feed/ Abbey pulls tracker mortgages http://ukhomemortgage.com/2008/11/07/abbey-pulls-tracker-mortgages/ http://ukhomemortgage.com/2008/11/07/abbey-pulls-tracker-mortgages/#comments Sat, 08 Nov 2008 04:00:08 +0000 webmaster Abbey pulls tracker mortgages

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]]> http://ukhomemortgage.com/2008/11/07/abbey-pulls-tracker-mortgages/feed/ Summer fixed rate mortgage holders face regrets, report states http://ukhomemortgage.com/2008/11/06/summer-fixed-rate-mortgage-holders-face-regrets-report-states/ http://ukhomemortgage.com/2008/11/06/summer-fixed-rate-mortgage-holders-face-regrets-report-states/#comments Fri, 07 Nov 2008 04:00:08 +0000 webmaster Summer fixed rate mortgage holders face regrets, report states

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]]> http://ukhomemortgage.com/2008/11/06/summer-fixed-rate-mortgage-holders-face-regrets-report-states/feed/ Lack of mortgages hitting property market, expert states http://ukhomemortgage.com/2008/11/06/lack-of-mortgages-hitting-property-market-expert-states/ http://ukhomemortgage.com/2008/11/06/lack-of-mortgages-hitting-property-market-expert-states/#comments Fri, 07 Nov 2008 04:00:08 +0000 webmaster Lack of mortgages hitting property market, expert states

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]]> http://ukhomemortgage.com/2008/11/06/lack-of-mortgages-hitting-property-market-expert-states/feed/ Fixed-rate mortgage loan regret http://ukhomemortgage.com/2008/11/06/fixed-rate-mortgage-loan-regret/ http://ukhomemortgage.com/2008/11/06/fixed-rate-mortgage-loan-regret/#comments Fri, 07 Nov 2008 04:00:08 +0000 webmaster Fixed-rate mortgage loan regret

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]]> http://ukhomemortgage.com/2008/11/06/fixed-rate-mortgage-loan-regret/feed/ Nationwide BS announces mortgage rate changes http://ukhomemortgage.com/2008/11/05/nationwide-bs-announces-mortgage-rate-changes/ http://ukhomemortgage.com/2008/11/05/nationwide-bs-announces-mortgage-rate-changes/#comments Thu, 06 Nov 2008 04:00:08 +0000 webmaster Nationwide BS announces mortgage rate changes

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]]> http://ukhomemortgage.com/2008/11/05/nationwide-bs-announces-mortgage-rate-changes/feed/ Mortgage arrears rise from HBOS http://ukhomemortgage.com/2008/11/05/mortgage-arrears-rise-from-hbos/ http://ukhomemortgage.com/2008/11/05/mortgage-arrears-rise-from-hbos/#comments Thu, 06 Nov 2008 04:00:08 +0000 webmaster Mortgage arrears rise from HBOS

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]]> http://ukhomemortgage.com/2008/11/05/mortgage-arrears-rise-from-hbos/feed/ Guaranteed Whole of Life Plan Unveiled http://ukhomemortgage.com/2008/11/05/guaranteed-whole-of-life-plan-unveiled/ http://ukhomemortgage.com/2008/11/05/guaranteed-whole-of-life-plan-unveiled/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Norwich Union has launched Guaranteed Whole of Life, a product which offers a guaranteed cash lump sum upon death with no reliance on investment performance, writes Jane Baker.

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]]> http://ukhomemortgage.com/2008/11/05/guaranteed-whole-of-life-plan-unveiled/feed/ Bank Charge Misteries http://ukhomemortgage.com/2008/11/05/bank-charge-misteries/ http://ukhomemortgage.com/2008/11/05/bank-charge-misteries/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster In the October edition Business Moneyfacts explored the murky world of bank charges. This month, in our biggest ever mystery shop, we look at the service a potential new business could expect to receive when shopping around for its business bank.

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]]> http://ukhomemortgage.com/2008/11/05/bank-charge-misteries/feed/ Corporation Tax Changes http://ukhomemortgage.com/2008/11/05/corporation-tax-changes/ http://ukhomemortgage.com/2008/11/05/corporation-tax-changes/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The Chancellor, Gordon Brown, has announced that the zero rate of corporation tax will be abolished only three years after it was first introduced.

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]]> http://ukhomemortgage.com/2008/11/05/corporation-tax-changes/feed/ SIPPs U-turn Shock http://ukhomemortgage.com/2008/11/05/sipps-u-turn-shock/ http://ukhomemortgage.com/2008/11/05/sipps-u-turn-shock/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Gordon Brown’s announcement that residential property will not be allowed as a Self Invested Personal Pension (SIPPs) investment has come as a major surprise to the industry. After months of preparation the decision to scrap the project has come at the eleventh hour.

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]]> http://ukhomemortgage.com/2008/11/05/sipps-u-turn-shock/feed/ Economic Optimism http://ukhomemortgage.com/2008/11/05/economic-optimism/ http://ukhomemortgage.com/2008/11/05/economic-optimism/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Bank of Scotland Business Banking’s quarterly UK-wide small business economic confidence survey has revealed optimism amongst entrepreneurs is running high for 2006. Almost nine out of ten (88%) of entrepreneurs believe the performance of their businesses will be better or stay the same in the next 12 months.

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]]> http://ukhomemortgage.com/2008/11/05/economic-optimism/feed/ Red Tape - Third delay to EU Directive http://ukhomemortgage.com/2008/11/05/red-tape-third-delay-to-eu-directive/ http://ukhomemortgage.com/2008/11/05/red-tape-third-delay-to-eu-directive/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Business groups have expressed their exasperation with the Government after the launch of the EU waste Electrical and electronic equipment (WEEE) Directive was delayed for a third time. The Directive is designed to ensure that all electrical and electronic equipment, from computers to toasters, is disposed of in an environmentally friendly manner. Both the CBI and the FSB have spoken out about the possible damage to business caused by yet another delay. Although their members support the DTI’s decision to put proceedings on hold if it means the regulations are put in place properly, business groups claim that the uncertainty surrounding when the regulations will finally be introduced, and the questions about the final form the rules will take, is damaging to business.

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]]> http://ukhomemortgage.com/2008/11/05/red-tape-third-delay-to-eu-directive/feed/ Late Payers Beware! http://ukhomemortgage.com/2008/11/05/late-payers-beware/ http://ukhomemortgage.com/2008/11/05/late-payers-beware/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster A survey among UK companies by Better Payment Practice Group (BPPG) has confirmed that three in ten have been to court in the last year to collect outstanding debts from business customers. Of the 292 respondents of the poll, 31% had been to court in the last 12 months.

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]]> http://ukhomemortgage.com/2008/11/05/late-payers-beware/feed/ Business banking - OFT to review banking for SMEs http://ukhomemortgage.com/2008/11/05/business-banking-oft-to-review-banking-for-smes/ http://ukhomemortgage.com/2008/11/05/business-banking-oft-to-review-banking-for-smes/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The Office of Fair Trading has announced that it is launching a review of the bank charges agreement made by business banks three years ago. The agreements were designed to clamp down on the banks’ excessive profits by making them offer free banking or pay interest on credit balances. The other key recommendation was to increase competition in the market by making it easier for businesses to switch accounts.

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]]> http://ukhomemortgage.com/2008/11/05/business-banking-oft-to-review-banking-for-smes/feed/ NPSS tug of war begins http://ukhomemortgage.com/2008/11/05/npss-tug-of-war-begins/ http://ukhomemortgage.com/2008/11/05/npss-tug-of-war-begins/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Following the publication of the Turner Report at the end of November last year, there was the inevitable outpouring of opinion, conjecture and criticism regarding each and every aspect of the Pension Commission’s recommendations. The main focus of attention in the immediate aftermath was the raising of the State Pension age, but it is now the turn of the other key proposal of reform, the introduction of a National Pension Savings Scheme (NPSS), to take the spotlight. The Pension Reform Minister, Stephen Timms, invited key members of the financial services industry to give their opinions on the NPSS and present viable alternatives and, it is fair to say, they have not been shy in coming forward.

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]]> http://ukhomemortgage.com/2008/11/05/npss-tug-of-war-begins/feed/ Money Laundering rules put out to dry! http://ukhomemortgage.com/2008/11/05/money-laundering-rules-put-out-to-dry/ http://ukhomemortgage.com/2008/11/05/money-laundering-rules-put-out-to-dry/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The FSA has announced it will press ahead with streamlining its anti-money laundering requirements for firms, as part of its drive to simplify the FSA handbook and remove rules and guidance that is no longer needed.

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]]> http://ukhomemortgage.com/2008/11/05/money-laundering-rules-put-out-to-dry/feed/ DTI - Less is more for business http://ukhomemortgage.com/2008/11/05/dti-less-is-more-for-business/ http://ukhomemortgage.com/2008/11/05/dti-less-is-more-for-business/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The Department of Trade and Industry has announced that it is to spearhead a government-wide initiative to streamline business support. The news comes hot on the heels of the DTI’s own business support simplification.

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]]> http://ukhomemortgage.com/2008/11/05/dti-less-is-more-for-business/feed/ Cutting the red tape! http://ukhomemortgage.com/2008/11/05/cutting-the-red-tape/ http://ukhomemortgage.com/2008/11/05/cutting-the-red-tape/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Cabinet Office Minister, Jim Murphy, has introduced a Bill to Parliament that should provide a swift and effective mechanism for delivering the Government’s radical regulatory reform programme to cut red tape.

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]]> http://ukhomemortgage.com/2008/11/05/cutting-the-red-tape/feed/ Baby boomers’ equity worth £543 billion http://ukhomemortgage.com/2008/11/05/baby-boomers%e2%80%99-equity-worth-543-billion/ http://ukhomemortgage.com/2008/11/05/baby-boomers%e2%80%99-equity-worth-543-billion/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster A new report published by Prudential and Datamonitor has revealed the crucial role that property could play in funding retirement, writes Linda Shorthose. According to the report a staggering 12.9 million people expect to use their property to fund at least part of their retirement, and 1.8 million will rely on it to make up over 50 per cent of their retirement income. As a result, property is now seen as more important than savings and investments in retirement planning.

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]]> http://ukhomemortgage.com/2008/11/05/baby-boomers%e2%80%99-equity-worth-543-billion/feed/ Small changes urged to enable disabled http://ukhomemortgage.com/2008/11/05/small-changes-urged-to-enable-disabled/ http://ukhomemortgage.com/2008/11/05/small-changes-urged-to-enable-disabled/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The Department of Work and Pensions (DWP) has launched a new campaign informing small businesses that they may only need to make simple adjustments to their premises and operations, in order to meet the needs of disabled people.

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]]> http://ukhomemortgage.com/2008/11/05/small-changes-urged-to-enable-disabled/feed/ Pension deficits reach three year low http://ukhomemortgage.com/2008/11/05/pension-deficits-reach-three-year-low/ http://ukhomemortgage.com/2008/11/05/pension-deficits-reach-three-year-low/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Positive stock market performance during March, combined with an increase in long-dated bond and gilt yields has reduced pension deficits for the UK’s 200 largest defined benefit (DB) schemes, writes Suzanne Greener.

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]]> http://ukhomemortgage.com/2008/11/05/pension-deficits-reach-three-year-low/feed/ Business banking - FSB online tables highlight late payment worries http://ukhomemortgage.com/2008/11/05/business-banking-fsb-online-tables-highlight-late-payment-worries/ http://ukhomemortgage.com/2008/11/05/business-banking-fsb-online-tables-highlight-late-payment-worries/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The Federation of Small Business, in association with The Credit Management Research Centre at Leeds University’s Business School and The Better Payment Practice Group, has announced that it has launched the 2006 Private Sector Payment Performance League Tables as an online database. The online tables, showing how the UK’s publicly quoted companies perform when it comes to paying invoices on time, will be updated on a daily basis. Despite encompassing over 5,000 companies, there were still 2,200 companies, including some of the UK’s largest names which failed to report the number of days they take to pay, in direct contravention or regulations.

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]]> http://ukhomemortgage.com/2008/11/05/business-banking-fsb-online-tables-highlight-late-payment-worries/feed/ FSB - Budget submission presented to Treasury http://ukhomemortgage.com/2008/11/05/fsb-budget-submission-presented-to-treasury/ http://ukhomemortgage.com/2008/11/05/fsb-budget-submission-presented-to-treasury/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The Federation of Small Businesses has presented its Budget submission to the Treasury. Whilst unsurprisingly calling on the Chancellor to assist in small firms’ growth, it has also highlighted several areas of concern.

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]]> http://ukhomemortgage.com/2008/11/05/fsb-budget-submission-presented-to-treasury/feed/ SME concerns - Barriers to SME growth http://ukhomemortgage.com/2008/11/05/sme-concerns-barriers-to-sme-growth/ http://ukhomemortgage.com/2008/11/05/sme-concerns-barriers-to-sme-growth/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The last month has seen the release of several reports and surveys discussing the current perceived barriers to SME growth. As SME’s continue to drive the economy the findings become ever more important.

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]]> http://ukhomemortgage.com/2008/11/05/sme-concerns-barriers-to-sme-growth/feed/ CTF first wave - 72% invested http://ukhomemortgage.com/2008/11/05/ctf-first-wave-72-invested/ http://ukhomemortgage.com/2008/11/05/ctf-first-wave-72-invested/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Figures released by HM Revenue & Customs (HMRC) show that 72% of the first wave of parents to receive Child Trust Fund vouchers managed to invest their vouchers before they expired, with nearly 1.5 million accounts opened in total up to 20 February, writes Suzanne Greener.

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]]> http://ukhomemortgage.com/2008/11/05/ctf-first-wave-72-invested/feed/ ABI initiative to standardise CI cover http://ukhomemortgage.com/2008/11/05/abi-initiative-to-standardise-ci-cover/ http://ukhomemortgage.com/2008/11/05/abi-initiative-to-standardise-ci-cover/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster A new initiative to improve Critical Illness cover (CIC) has been launched by the Association of British Insurers (ABI), writes Jane Baker. The ‘Statement of Best Practice for Critical Illness Cover’ will enable customers to understand exactly what CIC provides and what they can claim for.

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]]> http://ukhomemortgage.com/2008/11/05/abi-initiative-to-standardise-ci-cover/feed/ Long Term Savings http://ukhomemortgage.com/2008/11/05/long-term-savings/ http://ukhomemortgage.com/2008/11/05/long-term-savings/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Savings news for customers over the course of 2006 has been somewhat depressing; hardly a week goes by without revelations that interest rates have been cut. However there is at last some brighter news for savers, if you are in a position to put your money away for a minimum of 12 months.

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]]> http://ukhomemortgage.com/2008/11/05/long-term-savings/feed/ Mixed News on the Savings Front http://ukhomemortgage.com/2008/11/05/mixed-news-on-the-savings-front/ http://ukhomemortgage.com/2008/11/05/mixed-news-on-the-savings-front/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The Monetary Policy Committee meet on Thursday 4th May and is widely tipped to leave base rate at 4.5 per cent, the same level as the last nine months.

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]]> http://ukhomemortgage.com/2008/11/05/mixed-news-on-the-savings-front/feed/ ISA Investment Growth http://ukhomemortgage.com/2008/11/05/isa-investment-growth/ http://ukhomemortgage.com/2008/11/05/isa-investment-growth/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Latest statistics from the Investment Management Association (IMA) reveal that total investment funds under management in March rose to £382 billion, 35% higher than March 2005, writes Suzanne Greener. ISA funds under management reached £48 billion, 25% higher than the previous year.

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]]> http://ukhomemortgage.com/2008/11/05/isa-investment-growth/feed/ Foreign Currency Deals http://ukhomemortgage.com/2008/11/05/foreign-currency-deals/ http://ukhomemortgage.com/2008/11/05/foreign-currency-deals/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster With the peak holiday season soon upon us, Lisa Taylor from moneyfacts.co.uk takes a look at the foreign currency providers on the high street, highlighting the surprisingly large savings that can be made by shopping around, and discusses the difficulties in securing the ‘best deal’.

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]]> http://ukhomemortgage.com/2008/11/05/foreign-currency-deals/feed/ Pension Term Assurance http://ukhomemortgage.com/2008/11/05/pension-term-assurance/ http://ukhomemortgage.com/2008/11/05/pension-term-assurance/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Standard Life has launched a pension term assurance (PTA) product which takes full advantage of the new rules applying to PTA payments, writes Richard Eagling.

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]]> http://ukhomemortgage.com/2008/11/05/pension-term-assurance/feed/ Demutualisation proves costly for with profits policyholders http://ukhomemortgage.com/2008/11/05/demutualisation-proves-costly-for-with-profits-policyholders/ http://ukhomemortgage.com/2008/11/05/demutualisation-proves-costly-for-with-profits-policyholders/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster With Standard Life members voting firmly in favour of the demutualisation of the UK’s largest mutual insurer, new figures from The Association of Mutual Insurers (AMI) have revealed the high price that with profits policyholders could ultimately be paying, writes Richard Eagling.

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]]> http://ukhomemortgage.com/2008/11/05/demutualisation-proves-costly-for-with-profits-policyholders/feed/ Late Payment Fees – Customers Have a Part to Play http://ukhomemortgage.com/2008/11/05/late-payment-fees-%e2%80%93-customers-have-a-part-to-play/ http://ukhomemortgage.com/2008/11/05/late-payment-fees-%e2%80%93-customers-have-a-part-to-play/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Late payment fees cap of £12 as suggested by the OFT triggers a reduction by some of the biggest players in the market, it will be interesting to see if the rest of the industry follow on their steps.

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]]> http://ukhomemortgage.com/2008/11/05/late-payment-fees-%e2%80%93-customers-have-a-part-to-play/feed/ Four in five CTF vouchers invested in equities http://ukhomemortgage.com/2008/11/05/four-in-five-ctf-vouchers-invested-in-equities/ http://ukhomemortgage.com/2008/11/05/four-in-five-ctf-vouchers-invested-in-equities/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Just one in five parents has opened a cash-based Child Trust Fund (CTF) account for their child according to estimates from CTF provider, The Children’s Mutual, writes Richard Eagling.

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]]> http://ukhomemortgage.com/2008/11/05/four-in-five-ctf-vouchers-invested-in-equities/feed/ A step in the right direction http://ukhomemortgage.com/2008/11/05/a-step-in-the-right-direction/ http://ukhomemortgage.com/2008/11/05/a-step-in-the-right-direction/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Finally, after three reports from Lord Turner’s Pension Commission, countless newspaper column inches and immeasurable amounts of discussion, Work and Pensions Secretary John Hutton has delivered the Government’s White Paper for pension reform. Echoing the search for the Holy Grail in The Da Vinci Code, the journey has been long and arduous and nobody really knows whether the answers that have been provided will prove to be correct or not.

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]]> http://ukhomemortgage.com/2008/11/05/a-step-in-the-right-direction/feed/ Consumer confusion over financial advice http://ukhomemortgage.com/2008/11/05/consumer-confusion-over-financial-advice/ http://ukhomemortgage.com/2008/11/05/consumer-confusion-over-financial-advice/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster One year on from the radical shake-up of the financial advice market unleashed by the FSA through depolarisation, new research from IFA Promotion has revealed worrying signs that 84% of UK adults still don’t understand the different types of advice now available, writes Richard Eagling.

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]]> http://ukhomemortgage.com/2008/11/05/consumer-confusion-over-financial-advice/feed/ Inflation – Consumer prices index http://ukhomemortgage.com/2008/11/05/inflation-%e2%80%93-consumer-prices-index/ http://ukhomemortgage.com/2008/11/05/inflation-%e2%80%93-consumer-prices-index/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster In the year to May, the Consumer Prices Index (CPI) rose to 2.2%, up from 2.0% in April. The largest upward effect came from gas and electricity bills which continued to increase by more than a year ago, reflecting the phasing in of recent tariff increases from major suppliers.

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]]> http://ukhomemortgage.com/2008/11/05/inflation-%e2%80%93-consumer-prices-index/feed/ Lending to individuals http://ukhomemortgage.com/2008/11/05/lending-to-individuals/ http://ukhomemortgage.com/2008/11/05/lending-to-individuals/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Latest figures from the Major British Banking Groups for May indicated that total sterling lending to the UK private sector showed a net underlying increase of £12.4bn (+0.9%) to £1,212bn. This was lower than both last month’s underlying rise of £16.3bn and the average over the previous six months.

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]]> http://ukhomemortgage.com/2008/11/05/lending-to-individuals/feed/ Identity Theft - Survey Statistics http://ukhomemortgage.com/2008/11/05/identity-theft-survey-statistics/ http://ukhomemortgage.com/2008/11/05/identity-theft-survey-statistics/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Students are putting themselves needlessly at risk of identity theft, according to a new survey by financial information provider Moneyfacts in conjunction with the University of East Anglia.

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]]> http://ukhomemortgage.com/2008/11/05/identity-theft-survey-statistics/feed/ Shop around for the best personal loan http://ukhomemortgage.com/2008/11/05/shop-around-for-the-best-personal-loan/ http://ukhomemortgage.com/2008/11/05/shop-around-for-the-best-personal-loan/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Personal loans are one of many financial products where savings can be made by searching for the best deal. · Best personal loan - rateLoan rates can vary from 5.5% to over 20%. On a loan of £10,000 over five years this makes a difference of over £50 on monthly repayments – over £3000 over the term.

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]]> http://ukhomemortgage.com/2008/11/05/shop-around-for-the-best-personal-loan/feed/ Current accounts - wasted interest http://ukhomemortgage.com/2008/11/05/current-accounts-wasted-interest/ http://ukhomemortgage.com/2008/11/05/current-accounts-wasted-interest/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Current accounts are financial products that most of us have. Typically earnings are paid into these accounts and money to pay bills such as the mortgage or rent, utilities and food shopping comes out. Although current accounts have facilities such as standing orders and direct debits, overdrafts and debit cards, they are not the best accounts to hold spare cash.

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]]> http://ukhomemortgage.com/2008/11/05/current-accounts-wasted-interest/feed/ SME outlook - A cautious confidence http://ukhomemortgage.com/2008/11/05/sme-outlook-a-cautious-confidence/ http://ukhomemortgage.com/2008/11/05/sme-outlook-a-cautious-confidence/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster This month has seen continuing signs of recovery and a returning confidence to the SME market. Three separate surveys have been released highlighting a more upbeat mood, with a cautious optimism growing across all sectors.

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]]> http://ukhomemortgage.com/2008/11/05/sme-outlook-a-cautious-confidence/feed/ National Audit Office - Small Business Service criticised http://ukhomemortgage.com/2008/11/05/national-audit-office-small-business-service-criticised/ http://ukhomemortgage.com/2008/11/05/national-audit-office-small-business-service-criticised/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The Department of Trade and Industry’s Small Business Service (SBS) has come in for some heavy criticism this month. Being labelled as overly complex and lacking influence, the service has been accused of having effectiveness that is difficult to measure.

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]]> http://ukhomemortgage.com/2008/11/05/national-audit-office-small-business-service-criticised/feed/ Rate Relief - Businesses missing out http://ukhomemortgage.com/2008/11/05/rate-relief-businesses-missing-out/ http://ukhomemortgage.com/2008/11/05/rate-relief-businesses-missing-out/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster A snapshot survey carried out by the Local Government Association has revealed half of small businesses across England are missing out on funds, vital to their future, in some cases making the difference between staying afloat and going bust.

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]]> http://ukhomemortgage.com/2008/11/05/rate-relief-businesses-missing-out/feed/ White Paper - Warnings over proposals http://ukhomemortgage.com/2008/11/05/white-paper-warnings-over-proposals/ http://ukhomemortgage.com/2008/11/05/white-paper-warnings-over-proposals/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The recent Government White Paper on pensions has not surprisingly encouraged a range of strong opinion. Whilst all welcome the move to finally address the pension issue, others have expressed concern over the effects on businesses.

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]]> http://ukhomemortgage.com/2008/11/05/white-paper-warnings-over-proposals/feed/ Saving for your children http://ukhomemortgage.com/2008/11/05/saving-for-your-children/ http://ukhomemortgage.com/2008/11/05/saving-for-your-children/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Most of us will face expenses in later life such as university, new car, wedding and first home. If you can afford to start saving for your children, a nest egg in later life can be a huge benefit. Saving just £30 a month for 18 years at an interest rate of 4.5% will amount to almost £10,000.

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]]> http://ukhomemortgage.com/2008/11/05/saving-for-your-children/feed/ Banking and savings – customer service and reputation forefront in decision-making. http://ukhomemortgage.com/2008/11/05/banking-and-savings-%e2%80%93-customer-service-and-reputation-forefront-in-decision-making/ http://ukhomemortgage.com/2008/11/05/banking-and-savings-%e2%80%93-customer-service-and-reputation-forefront-in-decision-making/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster 52% of us have moved our savings because we were unhappy with customer service, according to the latest moneyfacts.co.uk user polls. 42% of us have avoided a particular account provider due to a friend’s bad experience.

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]]> http://ukhomemortgage.com/2008/11/05/banking-and-savings-%e2%80%93-customer-service-and-reputation-forefront-in-decision-making/feed/ Switching credit cards & loans – what makes you change provider? http://ukhomemortgage.com/2008/11/05/switching-credit-cards-loans-%e2%80%93-what-makes-you-change-provider/ http://ukhomemortgage.com/2008/11/05/switching-credit-cards-loans-%e2%80%93-what-makes-you-change-provider/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The latest moneyfacts.co.uk user polls have revealed that 38% of us have changed credit card provider due to bad customer service. On top of this, 36% of us have avoided a particular provider because of a friend’s bad experience.

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]]> http://ukhomemortgage.com/2008/11/05/switching-credit-cards-loans-%e2%80%93-what-makes-you-change-provider/feed/ Scottish Equitable Protect Enhances PTA http://ukhomemortgage.com/2008/11/05/scottish-equitable-protect-enhances-pta/ http://ukhomemortgage.com/2008/11/05/scottish-equitable-protect-enhances-pta/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Scottish Equitable Protect has quickly enhanced its life protection with tax relief (LPTR) policy with the introduction of an option to replace a current LPTR plan with a term assurance policy under certain circumstances, writes Richard Eagling.

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]]> http://ukhomemortgage.com/2008/11/05/scottish-equitable-protect-enhances-pta/feed/ Balance Transfers http://ukhomemortgage.com/2008/11/05/balance-transfers/ http://ukhomemortgage.com/2008/11/05/balance-transfers/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster With more credit cards than people in the UK, and with each of us having on average 4 credit cards in our wallets, the balance transfer market has expanded at an incredible and possibly unsustainable rate.

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]]> http://ukhomemortgage.com/2008/11/05/balance-transfers/feed/ NU launches Equity Release Cash http://ukhomemortgage.com/2008/11/05/nu-launches-equity-release-cash/ http://ukhomemortgage.com/2008/11/05/nu-launches-equity-release-cash/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Norwich Union has launched its Equity Release Cash Reserve Option, a lifetime mortgage that enables customers to unlock some of the value in their home by releasing an initial amount of money and keeping a reserve fund available that can be released at a later date. Access to the cash reserve is guaranteed for 10 years and there is no limit to the number of releases a customer can make.

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]]> http://ukhomemortgage.com/2008/11/05/nu-launches-equity-release-cash/feed/ Distribution Bonds - Playing It Cool! http://ukhomemortgage.com/2008/11/05/distribution-bonds-playing-it-cool/ http://ukhomemortgage.com/2008/11/05/distribution-bonds-playing-it-cool/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster The latest survey by Investment, Life & Pensions Moneyfacts suggests that with the recent stock market volatility likely to persist throughout the summer, cautious investors seeking stability may find distribution bonds an attractive option.

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]]> http://ukhomemortgage.com/2008/11/05/distribution-bonds-playing-it-cool/feed/ Graduate Banking http://ukhomemortgage.com/2008/11/05/graduate-banking/ http://ukhomemortgage.com/2008/11/05/graduate-banking/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster On leaving university, searching for the best graduate bank account may be the last thing on many graduates’ minds. But by taking the time to shop around they could find an account more suited to their circumstances, and possibly even save some money.

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]]> http://ukhomemortgage.com/2008/11/05/graduate-banking/feed/ High Interest Savings Accounts http://ukhomemortgage.com/2008/11/05/high-interest-savings-accounts/ http://ukhomemortgage.com/2008/11/05/high-interest-savings-accounts/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster If you are thinking about opening a savings account, a high interest rate is probably the first thing to consider. This year has been a bumpy one for savers with over 40 savings account providers lowering their rates. However, if you are looking for an accounts offering fixed term saving, interest rates are increasing.

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]]> http://ukhomemortgage.com/2008/11/05/high-interest-savings-accounts/feed/ Secured Loan or Unsecured Loan? http://ukhomemortgage.com/2008/11/05/secured-loan-or-unsecured-loan/ http://ukhomemortgage.com/2008/11/05/secured-loan-or-unsecured-loan/#comments Thu, 06 Nov 2008 04:00:06 +0000 webmaster Many of us will take out a loan at some point of our lif